Apple has just announced that today it’s expanded Tap to Pay to nine additional European countries: Bulgaria, Finland, Hungary, Liechtenstein, Poland, Portugal, Slovakia, Slovenia, and Switzerland.
Despite what its name might imply, Tap to Pay doesn’t refer to your ability to make purchases with your iPhone. Instead, Tap to Pay is the service that allows businesses to accept contactless payments on an iPhone, with no additional hardware or payment terminal required. It’s still a very useful service for merchants everywhere, but we wish it had a less confusing name.
Anyway, if you are a business in the aforementioned countries, you can now accept payments on an iPhone XS or later running the latest iOS version. You can accept contactless payments from debit or credit cards (Visa, Mastercard, Discover, American Express), as well as through Apple Pay, Google Wallet, and other digital wallets on phones or smartwatches.
Customers’ payment data is protected “by the same technology that makes Apple Pay private and secure”, Apple says. All transactions are encrypted and processed using the iPhone’s Secure Element, thus Apple doesn’t know what is being purchased or who is buying it.
Source (in Finnish)