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Many vacationers love redeeming Chase Ultimate Rewards factors for lodge stays by way of the Chase Journey℠ portal. Chase Sapphire Reserve® (see rates and fees) cardmembers get a redemption worth of 1.5 cents per level when doing so, whereas Chase Sapphire Preferred® Card (see rates and fees) and Ink Business Preferred® Credit Card (see rates and fees) cardmembers get 1.25 cents per level.
Nonetheless, in case you have one among these three playing cards, you possibly can additionally switch your Chase factors to pick out lodge loyalty applications — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by way of that program on your keep.
Provide ending quickly: Chase Sapphire Preferred Card: Highest-ever 100,000-point bonus after spending $5,000 on purchases inside the first three months of account opening.
It is comparatively simple to ebook a keep no matter whether or not you ebook by way of the Chase Travel portal or switch factors to a lodge accomplice loyalty program after which redeem by way of that program, so ease of reserving should not be an element. Nonetheless, when deciding the best way to redeem Chase points for a hotel stay, there are two vital points to contemplate. So, let’s dive in.
Factors required on your keep
The simplest approach to decide whether or not it’s best to switch Chase factors to a hotel loyalty program or ebook a lodge by way of Chase Journey is to check the variety of factors you’d have to redeem.
If you wish to ebook a particular Hyatt, IHG or Marriott property, you’ll be able to examine the factors price by way of the Chase Journey portal to the factors price of the property when you redeemed by way of the lodge loyalty program.
For instance, I may switch 5,000 Chase Final Rewards factors to Hyatt after which redeem 5,000 Hyatt factors for this night time on the Hyatt Place Atlanta Airport – North.
But when I needed to ebook by way of Chase Journey utilizing factors from my Chase Sapphire Preferred Card account, I might have to redeem 9,646 Chase factors for a similar night time.
On this case, I might get higher worth by transferring Chase points to Hyatt and reserving an award keep by way of the World of Hyatt program.
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If you do not have a particular property you wish to ebook, you’ll be able to nonetheless examine your choices by selecting a property by way of Chase Journey and checking award charges for properties bookable by way of Marriott, IHG and Hyatt. This can allow you to examine your choices and the variety of Chase factors you’d have to redeem for every.
Associated: How much are Chase Ultimate Rewards points worth?
Loyalty program advantages
The second facet to contemplate is loyalty program advantages once you ebook straight, together with on award stays. For instance, I respect getting advantages as a consequence of my hotel elite status once I ebook straight with Hyatt, Marriott and IHG. Plus, I like incomes elite-qualifying nights towards requalifying for elite standing with these applications. In spite of everything, these applications all present elite-qualifying nights, even on award stays.
You often will not get loyalty program advantages and elite earnings once you ebook by way of a web-based journey company like Chase Journey, apart from choose properties booked through The Edit by Chase Travel. So, I take advantage of Chase Journey to ebook inns exterior my major lodge loyalty applications, equivalent to boutique or unbiased inns.
Associated: Maximize your rewards by getting a fourth or fifth night free on award stays
Backside line
Evaluating your choices is vital, and may allow you to get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most popular and was going to ebook a one-night keep throughout a highway journey by way of the Chase Journey portal for about 20,000 Chase factors. Earlier than she did so, I discovered her a comparable Category 1 Hyatt property that solely price her 5,000 factors for a similar night time if she transferred Chase factors to Hyatt after which redeemed Hyatt points for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as an alternative of reserving by way of the Chase Journey portal.
Nonetheless, it is also value remembering that you may switch Chase Final Rewards factors to varied airline loyalty applications. Take a look at the next tales to be taught extra about the best way to maximize your redemptions: