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Citi is a TPG promoting accomplice.
Bank card welcome bonuses are one of many quickest methods to earn helpful journey rewards. You possibly can usually decide up 100,000 points or more in a single bonus, which might be worth thousands of dollars in travel.
Proper now, American Airways’ top-tier card is providing its best-ever welcome bonus, price $1,650 (based on our Might 2025 valuations). For a restricted time, those that apply for the Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees) can earn 100,000 bonus AAdvantage miles after spending $10,000 in three months of account opening.
However what if you have already got the cardboard or have held it up to now? Are you able to earn the welcome bonus on it once more?
To reply this query, it is essential to grasp Citi’s utility guidelines and determine the precise date while you final earned the welcome bonus on this card. Let me stroll you thru it.
Associated: Is the Citi / AAdvantage Executive World Elite Mastercard worth it?
Understanding Citi’s utility guidelines
On most of its cobranded playing cards, Citi restricts incomes the welcome bonus to as soon as each 48 months. This rule applies to the Citi / AAdvantage Executive World Elite Mastercard.
So, for instance, if you happen to needed to use for this card in Might 2025 and earn the welcome bonus, you’ll solely be eligible if you happen to acquired your final welcome bonus on the cardboard earlier than Might 2021.
One of the best ways to search out out this date is to name Citi at 888-766-2484. Alternatively, you may additionally name AAdvantage at 800-882-8880. (You possibly can solely see your account exercise by way of your AAdvantage online account for the previous two years.)
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Associated: Who’s eligible for the 100K-mile Citi / AAdvantage Executive World Elite Mastercard bonus?
Timing is essential
The 48-month interval begins from the date the earlier bonus was acquired, not when the account was opened or closed.
That is essential as a result of just a few months will most likely have handed between while you have been permitted for the cardboard and while you met the minimal spending requirement and, thus, acquired the welcome bonus.
Product adjustments
You possibly can earn the welcome bonus on every of Citi’s AAdvantage playing cards as soon as each 48 months — every product is handled individually.
Prior to now two years, I’ve utilized for the next three Citi / AAdvantage playing cards and earned the welcome bonus on every:
Nevertheless, suppose I had earned the bonus on my Platinum Choose after which the product modified (or upgraded) it to the Government. In that case, I would want to attend 48 months from once I acquired the Platinum Choose welcome bonus to earn the welcome bonus on the Government.
Methods to maximise bonus alternatives
Listed below are a few of my high tricks to rapidly earn loads of AAdvantage miles by making use of for cobranded American Airways bank cards.
Work out your utility technique
In case you are assured that you simply acquired the welcome bonus in your Government card greater than 4 years in the past and do not presently maintain the cardboard, you are good to apply for it again.
If you happen to do presently have the cardboard, first, you may wish to downgrade or cancel your card.
My advice could be to downgrade it to the no-annual-fee American Airlines AAdvantage® MileUp® card by calling Citi on the quantity on the again of your card. Nevertheless, be aware that by downgrading, you’ll not be eligible for the welcome bonus on this card. The upside is that you’ll defend your credit score rating as there can be no change to your credit score report.
The data for the AAdvantage MileUp card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Alternatively, you’ll be able to cancel your Government card. Whereas this may occasionally quickly damage your credit score rating on account of a rise in your credit score utilization ratio, it’s possible you’ll be eligible to earn the welcome bonus on the MileUp must you select to use for it sooner or later.
After downgrading or canceling your card, wait per week or so after which apply for the Executive card again.
Observe bonus timelines
You will have acquired your welcome bonus in your Government card extra not too long ago. In that case, discover out the precise date you acquired your bonus. Then, use a bonus tracking spreadsheet or set a reminder to notice when you may be eligible once more.
I utilized for this card in July 2023, within the first week after the card was refreshed. In accordance with my account exercise in my on-line AAdvantage account, I acquired the welcome bonus in November 2023. So, I’ve put a be aware in my Google Calendar that I am eligible to use for this card once more from December 2027.
Discover different AAdvantage playing cards
If you wish to decide up extra bonus AAdvantage miles, take into account making use of for one of many carrier’s other cards.
My high suggestion could be to select up the AAdvantage Aviator Red World Elite Mastercard. It is the only AAdvantage card that Barclays is still issuing, forward of Citi becoming the carrier’s sole credit card partner subsequent yr. Purposes for this card might shut any day now (and nearly positively earlier than the tip of the yr).
You might be eligible to use for it if you have not had it up to now six months. Here’s a link to earn 10,000 extra miles on high of the card’s standard offer.
The data for the Aviator Purple World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
If you have not earned the bonus on one in all Citi’s other two personal cards or the business version up to now 48 months, then they’re good choices too.
Backside line
Citi’s 48-month rule makes timing important when making use of for its AAdvantage bank cards. By monitoring while you final earned a welcome bonus and understanding how product adjustments have an effect on eligibility, you’ll be able to make sure you maximize your approval probabilities.
With the 100,000-bonus-mile provide presently obtainable on the Government card, now’s the time to guage your timeline and take full AAdvantage if you happen to’re eligible.
To study extra concerning the card, learn our full review of the Citi / AAdvantage Executive World Elite Mastercard.
Apply right here: Citi / AAdvantage Executive World Elite Mastercard