By admin 
We love transferable credit card points and miles right here at TPG.
The flexibility to switch your rewards to a variety of airline and hotel loyalty programs offers worthwhile flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats accessible in a single program, you possibly can select one other program earlier than transferring any bank card factors or miles. If a program devalues its foreign money with out discover, you possibly can change to a special program in your subsequent factors or miles switch.
With dozens of various switch prospects, it may be troublesome to recollect simply what number of choices you might have.
This is a useful information that breaks down which bank card factors and miles may be transferred to which airline and lodge applications, together with their respective switch ratios. We additionally listing our valuation for every switch accomplice so you may get the perfect worth to maximise your hard-earned factors and miles.
Associated: What are points and miles worth? TPG’s current monthly valuations
Airline switch companions
There are a number of essential notes to spotlight relating to these switch companions:
Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you possibly can transfer Marriott Bonvoy points to all airline companions listed above at a price of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline applications: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
Associated: Should you transfer hotel points to airline partners?
Day by day E-newsletter
Reward your inbox with the TPG Day by day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Lodge switch companions
As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you possibly can learn extra in our beforehand talked about guides to switch instances for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.
How you can earn transferable factors or miles
One of the simplest ways to earn transferable bank card factors or miles is with the appropriate bank card. This is a take a look at your greatest choices.
American Categorical Membership Rewards
These are the preferred playing cards that earn American Express Membership Rewards factors:
You may also earn Amex points by signing up for Rakuten and setting your incomes desire to Membership Rewards factors as an alternative of money again.
Bilt Rewards
Bilt provides one bank card, the Bilt Mastercard®. Cardmembers can earn rewards on hire funds (as much as 100,000 Bilt Factors in a calendar 12 months), plus 2 factors per greenback spent on journey (airfare, inns, cruises and rental automobiles) and three factors per greenback spent on eating. It’s worthwhile to make no less than 5 transactions every assertion interval to earn factors (see rewards and benefits). Better of all, the Bilt Mastercard has no annual price (see rates and fees).
Associated: Bilt Rewards program: Guide to earning points on rent, dining and more
Capital One miles
Listed here are the playing cards that at the moment earn transferable Capital One miles:
The data for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Final Rewards
Listed here are the playing cards that earn totally transferable Chase Ultimate Rewards factors:
Nevertheless, you probably have one among these playing cards, you too can combine your rewards from cash-back cards just like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) right into a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.
Citi ThankYou Rewards
Citi ThankYou Rewards has 20 airline and lodge switch companions. At present, solely a single card provides transfers to all of those applications: the Citi Strata Premier℠ Card (see rates and fees). Be aware that should you’re nonetheless holding on to the Citi Prestige® Card, which is now not open to new candidates, you even have the total switch advantages.
Nevertheless, as with Chase Final Rewards factors, you possibly can mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (now not open to new candidates) and the Citi Double Cash® Card (see rates and fees) into totally transferable ThankYou factors.
The data for the Citi Status and the Citi Rewards+ has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo offers multiple credit cards, together with a number of that earn cash-back rewards, you possibly can at the moment solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Backside line
Many switch choices can be found among the many main bank card loyalty applications. Transferable factors and miles are usually extra worthwhile than any single airline or lodge level or mile due to the added flexibility of selecting the place to ship your rewards … and when to do it.
Bookmark this cheat sheet so you realize your choices when making use of in your subsequent transferable points- or miles-earning credit card or deciding in your subsequent redemption.
For charges and costs of the Bilt Mastercard, click on here.
For rewards and advantages of the Bilt Mastercard, here.