Marriott Bonvoy Boundless Credit score Card evaluation: Full particulars

Even when you aren’t a Marriott loyalist, the Marriott Bonvoy Boundless® Credit Card (see rates and fees) is value contemplating. It comes with an annual free night time and elite night time credit however carries a decrease annual price than most different playing cards within the Marriott card lineup. Card ranking*: ⭐⭐⭐⭐

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Marriott affords a various bank card portfolio issued by each Chase and American Express. Nonetheless, the Marriott Bonvoy Boundless Credit Card from Chase stands out as the one mid-tier private Marriott Bonvoy card accessible to new candidates.

With an annual price of $95 and a advisable credit score of 670 or greater, the Boundless lands simply above the lowest-tier Marriott Bonvoy Bold® Credit Card (see rates and fees). Even those that keep at Marriott properties occasionally can profit from this card’s priceless welcome bonus, annual free night time and elite night time credit.

Let’s take a better take a look at whether or not the Marriott Bonvoy Boundless is perhaps addition to your pockets.

For a restricted time, new candidates for the Marriott Bonvoy Boundless can earn 5 free nights (every night time valued at as much as 50,000 factors, for a complete potential worth of as much as 250,000 factors) after spending $5,000 on purchases within the first three months from account opening. Sure lodges have resort charges.

TPG’s June 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, making this bonus value as much as $1,750 when you totally max out every night time at 50,000 factors (for a complete of 250,000 factors).

This matches the very best welcome bonus we’ve seen on this card, which is usually supplied as soon as within the first half of the yr. When you’ve been contemplating including this card to your pockets, now could be the most effective time to use.

It is also necessary to notice the eligibility necessities for this card:

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• To be accredited, you may should be below the Chase 5/24 rule since this card is issued by Chase.
• Moreover, Marriott cobranded playing cards are recognized for having strict and considerably complicated eligibility requirements, and sadly, the Boundless is topic to those guidelines.

Earlier than submitting an utility, remember to verify the eligibility necessities. These eligibility necessities sometimes require you to not have acquired a welcome bonus on one other Marriott or former Starwood Most well-liked Visitor bank card for a sure time frame. Moreover, when you at present maintain a Marriott cobranded card, you will not be eligible for the welcome bonus now.

Associated: A complete guide to the Marriott Bonvoy hotel loyalty program

The Bonvoy Boundless comes with a $95 annual price, however it must be simple to get a number of hundred {dollars} in worth out of the cardboard’s perks yearly. Listed here are the foremost ones to think about:

Anniversary free night time award

Annually, on account renewal, you may obtain a free night certificate value as much as 35,000 factors. You may as well prime off your certificates with as much as 15,000 further factors, making it probably value 50,000 factors.

TPG’s June 2025 valuations peg the worth of 35,000 Marriott factors at $245, practically thrice the $95 annual price. However it’s attainable to get much more worth when you’re selective about redeeming your reward night.

TPG senior lodges reporter Tanner Saunders says, “I’ve discovered that my Boundless card virtually pays for itself for the reason that annual free night time award shortly covers the $95 annual price. Add that to the very fact the cardboard helps you earn so many factors on each greenback spent, and I have been ready to make use of the factors I earned with the assistance of the cardboard for some nice stays, together with two nights in a one-bedroom suite at a lodge in Atlanta the place charges have been sky-high once I went to see Taylor Swift.”

Elite standing

With the Bonvoy Boundless, you may earn computerized Silver Elite status, which comes with 10% bonus factors on stays and precedence late checkout.

The cardboard additionally affords a path to Gold Elite standing: spending $35,000 on purchases every calendar yr. Nonetheless, in order for you a card that gives complimentary Gold Elite standing with Marriott, take into account The Platinum Card® from American Express or The Business Platinum Card® from American Express (enrollment is required; phrases apply).

Though you’ll be able to unlock Gold Elite standing by way of spending, you are in all probability higher off incomes greater standing organically by way of the cardboard’s complimentary 15 elite night time credit in addition to some stays booked directly with Marriott. So, with Boundless’ 15 nights, you’d solely want to remain 35 nights (as a substitute of fifty) to earn Platinum Elite standing.

If in case you have the Bonvoy Boundless and a Marriott enterprise card just like the Marriott Bonvoy Business® American Express® Card, you may get 30 elite night time credit annually simply from bank cards, leaving solely 20 nights to go to achieve Platinum Elite.

One other pathway towards greater standing is incomes one elite night time credit score for each $5,000 you spend on purchases with the cardboard.

Different perks

The above advantages symbolize a number of hundred {dollars} in worth annually and simply make up for the $95 annual price. However the card additionally affords a number of further perks:

• Baggage delay insurance: If a passenger provider delays your baggage for over six hours, Chase might reimburse you for important purchases as much as $100 a day for 5 days.
• Lost luggage reimbursement: If a passenger provider damages or loses your checked or carry-on baggage, Chase might reimburse you as much as $3,000 per coated traveler.
• No foreign transaction fees: This perk makes the Bonvoy Boundless preferrred for making purchases and reserving lodge stays around the globe.
• Purchase protection: Chase covers most new purchases for 120 days in opposition to harm or theft, as much as $500 per declare (capped at $50,000 per account).
• Trip delay reimbursement: If you’re delayed by greater than 12 hours or required to remain in a single day when touring on a typical provider, Chase might reimburse you for choose, in any other case unreimbursed bills, as much as $500 per coated traveler.

Associated: Free nights and easy status: Why I have 3 Marriott Bonvoy credit cards and pay over $1,200 in annual fees

The Marriott Bonvoy Boundless card earns factors on the following charges:

• 6 factors per greenback spent on eligible purchases at lodges taking part within the Marriott Bonvoy program (you may earn as much as 17 factors per greenback spent on eligible Marriott stays: 10 factors from being a Bonvoy member, 6 factors from this card and 10% bonus factors from the Silver Elite standing the cardboard supplies, which equates to a complete 11.9% return on spending primarily based on TPG’s June 2025 valuations)
• 3 factors per greenback on the primary $6,000 spent in mixed purchases annually on eating and at fuel stations and grocery shops
• 2 factors per greenback spent on all different purchases

The bonus factors you earn because of the complimentary elite standing that comes with this card could be priceless — particularly when you’re committed to earning Marriott Bonvoy points.

Nonetheless, different playing cards — just like the Chase Sapphire Reserve® (see rates and fees) — can provide you a better return on your Marriott hotel stays.

Associated: Best ways to earn Marriott Bonvoy points: From hotel stays and credit card spending to travel partners

After all, the obvious approach to redeem Marriott Bonvoy factors is for lodge stays. There are a number of methods for maximizing your Marriott redemptions, however that is essentially the most simple.

Marriott Bonvoy makes use of dynamic pricing for its award nights, which implies the variety of factors wanted to redeem fluctuates given demand and availability.

Utilizing Marriott’s award calendar search perform can assist you discover the most effective deal when redeeming your factors. For example, an evening on the Renaissance Atlanta Midtown Lodge might run you as little as 33,000 factors within the first week of June however as much as 43,000 factors per night time later within the month.

Redemption charges at Marriott properties additionally fluctuate relying on which model you stick with. For instance, an evening on the enterprise traveler-focused Courtyard Paris Gare de Lyon in June might price 65,000-68,000 factors, whereas the luxurious The St. Regis Bora Bora Resort prices 128,000-140,000 factors per night time for a similar dates.

One other necessary issue to notice is that you will need to benefit from the fifth night time free on award stays (often called “Keep for five, Pay for 4”) every time attainable. For each 5 consecutive nights you keep at a Marriott property utilizing factors, you may obtain the night time that is well worth the lowest variety of factors free of charge. This can be a sturdy approach to make your factors stretch additional on longer stays.

TPG bank cards author Chris Nelson used this fifth-night-free perk on a keep on the Aloft Bali Seminyak lodge, the place he redeemed simply 50,500 factors for 5 nights.

Associated: Maximize your hotel points by getting a fourth or fifth night free on award stays

Marriott enables you to switch factors to almost 40 airline partners, together with some with hard-to-earn currencies like Frontier Airways and Korean Air. Most transfers are at a 3:1 ratio, with a 5,000-mile bonus for each 60,000 factors transferred.

Whereas this may be helpful for topping off an account or reserving an award flight, it is normally not the most effective use of Bonvoy factors — particularly since most transfers take a number of days, and award house might disappear earlier than your switch completes.

TPG bank cards author Danyal Ahmed makes use of his Bonvoy factors to prime off his American Airways AAdvantage account when in want of some additional miles for high-value redemptions, similar to on Qatar Airways’ award-winning Qsuite.

Associated: Marriott Bonvoy program: How to redeem points for hotel stays, airfare and more

For added choices, take a look at our full listing of the best Marriott Bonvoy credit cards and best hotel credit cards.

Associated: 3 reasons why the Marriott Bonvoy Boundless is worth the $95 annual fee

The Marriott Bonvoy Boundless affords strong worth for its $95 annual price, with perks normally discovered on costlier playing cards — like an annual free night time value $200-$300.

It is a good match for Marriott followers who need to keep away from excessive charges, however be aware of the strict bonus guidelines and Chase’s 5/24 limits.

When you’ve already accomplished the Chase Trifecta and qualify for the bonus, this card could be a good addition to your pockets.

Apply right here: Marriott Bonvoy Boundless Credit Card

For charges and charges of the Marriott Bonvoy Sensible Amex, click on here.
For charges and charges of the Marriott Bonvoy Bevy Amex, click on here.