Marriott Bonvoy Daring Credit score Card evaluate: Full particulars

The Marriott Bonvoy Bold® Credit Card (see rates and fees) is Marriott’s entry-level private cobranded bank card. This no-annual-fee card gives a method to begin incomes Marriott Bonvoy factors and provides cardholders a jump-start on attaining elite standing. Nevertheless, frequent Marriott friends are higher off with a card that fees an annual payment and gives extra perks. Card ranking*: ⭐⭐½

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The Marriott Bonvoy Bold is the one no-annual-fee card within the Marriott Bonvoy family.

As they are saying, you get what you pay for, and that is true concerning bank cards, too. Consequently, the Bonvoy Daring sacrifices some incomes potential and in style advantages to compensate for the dearth of an annual payment in comparison with its higher-priced counterparts.

Nonetheless, this generally is a nice possibility for somebody simply moving into journey who needs to reap the advantages of Marriott Silver Elite status throughout lodge stays.

We suggest a credit score of not less than 670 to have one of the best likelihood for approval.

This is what else you could know in regards to the card if you wish to apply.

In response to TPG’s June 2025 valuations, these 60,000 factors and the free night time award are value as much as $770.

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This matches the highest welcome bonus we have seen on the cardboard, which was final supplied somewhat over two months in the past. If in case you have been eyeing this card, now is a superb time to use for it.

Moreover, it is essential to notice that so as to be eligible for approval, you could:

Cobranded Marriott playing cards have notoriously complicated eligibility necessities, and the Marriott Bonvoy Bold additionally falls below them. Earlier than making use of, you’ll want to verify your eligibility, as these necessities sometimes require you to not maintain one other Marriott cobranded card or have acquired a welcome bonus on one other Marriott cobranded card for a sure time period.

Associated: The ultimate guide to credit card application restrictions

The Marriott Bonvoy Bold card comes with automatic Silver Elite status. This Bonvoy standing features a 10% bonus on factors earned throughout stays, precedence late checkout, complimentary in-room Wi-Fi and a reservation assure.

The cardboard additionally comes with 5 elite night time credit per 12 months. These elite night time credit might help you progress to a better standing degree that gives extra worthwhile perks when staying at Marriott properties.

Moreover, cardholders obtain the next advantages:

• Baggage delay insurance coverage: You may get reimbursed as much as $100 every day for as much as 5 days for eligible important purchases made due to a baggage delay over six hours.
• Misplaced baggage reimbursement: You are coated as much as $3,000 per passenger in case your or an instantaneous member of the family’s checked or carry-on baggage is broken, stolen or misplaced by the service.
• Journey delay reimbursement: In case your flight is delayed greater than 12 hours or requires an in a single day keep, you will be coated as much as $500 per traveler for unreimbursed bills, reminiscent of meals and lodge prices.
• Buy safety: This covers your new purchases for 120 days in opposition to harm or theft (as much as $500 per merchandise).
• Concierge: Visa Signature concierge service is on the market 24 hours a day that can assist you ebook leisure tickets, make dinner reservations and extra.

It is uncommon to seek out no-annual-fee bank cards that supply baggage and journey delay protection, making the Marriott Bonvoy Daring extra engaging for vacationers who use it to pay for journey.

Associated: Should you get travel insurance if you have credit card protection?

The Marriott Bonvoy Bold earns:

Keep in mind that the three factors per greenback you earn on Marriott lodge stays are along with the factors you earn via the Bonvoy program. Between the ten base factors and the additional 10% from Silver Elite standing, you will earn as much as 14 complete factors per greenback spent on eligible Bonvoy lodge stays with the Bonvoy Daring card. This equates to a 9.8% return on spending based mostly on TPG’s June 2025 valuations.

It is value mentioning that these incomes charges do not evaluate favorably to any of the opposite Marriott Bonvoy bank cards. All the opposite Marriott playing cards supply greater incomes charges on each Marriott stays and on a regular basis spending (and a few have a couple of different bonus classes).

If in case you have a general travel credit card, such because the Chase Sapphire Preferred® Card (see rates and fees) or the Capital One Venture Rewards Credit Card, you will be higher off utilizing a type of playing cards for many journey purchases.

Associated: Your complete guide to earning Marriott Bonvoy points

With Bonvoy bank cards, you will normally get the most value from your points whenever you use them for award stays at eligible Bonvoy inns. That is definitely the case with the Bonvoy Bold.

A pleasant profit to redeeming Marriott factors for award stays is that you’re going to get a fifth night free at eligible properties, saving you 20% on five-night stays.

Beginners who might not have large factors balances for redemptions may make the most of Marriott’s Cash + Points redemption options, the place you need to use factors to pay for a part of your lodge keep and use money to cowl the remainder.

Katie Genter, TPG’s senior factors and miles author, spent 5 nights at Le Meridien N’Fis in Marrakech, Morocco, for simply 52,500 Marriott Bonvoy factors by benefiting from the “Keep for five, Pay for 4” characteristic.

Associated: Free nights and easy status: Why I have 3 Marriott Bonvoy credit cards and pay over $1,200 in annual fees

In contrast to many different hotel-branded playing cards, the Bonvoy Bold has respectable switch choices.

You may transfer your Marriott points to a formidable checklist of almost 40 airline companions, sometimes at a 3:1 ratio. That is hardly ever one of the best redemption possibility, however it may be helpful to prime off factors or miles balances with airline applications that don’t have any different switch companions, reminiscent of Korean Air SkyPass.

Plus, for each 60,000 factors you switch, you will obtain a 5,000-mile bonus with most companions.

Associated: Should you transfer hotel points to airline partners?

For added choices, see our checklist of the best Marriott Bonvoy credit cards and the best hotel credit cards.

Associated: Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless: Which beginner Marriott card is best for you?

Since there is not any annual payment to justify, freshmen might discover sufficient worth within the Bonvoy Bold‘s computerized Silver Elite standing to make the cardboard worthwhile. Nevertheless, anybody who stays at Marriott properties often and is prepared to pay an annual payment is best off utilizing their Chase 5/24 slot for a Marriott card with extra strong advantages.

Whereas it isn’t the most rewarding card on the market, it may be a helpful entry level into the Marriott Bonvoy program, particularly for these trying to keep away from annual charges.

Apply right here: Marriott Bonvoy Bold

For charges and charges of the Hilton Honors Amex Card, click on here.