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The most effective causes to apply for a travel rewards card is the welcome provide. By hitting sure minimum spending requirements, you possibly can usually earn tens of 1000’s of factors or miles inside the first few months of opening a brand new card
Nevertheless, welcome gives change on a regular basis, and a part of any profitable journey rewards technique is figuring out when it is the fitting time to use for a selected card. In spite of everything, you would not need to miss out on a haul of bonus factors by making use of too early — or too late.
Nevertheless, with out monitoring the welcome gives on particular playing cards over time, you won’t have the context you might want to know whether or not a selected provide is value making use of for at any given second.
Fortunately, we have achieved that give you the results you want and compiled the entire data you may want into one useful information. It’s also possible to verify our regularly up to date listing of the best increased card offers to use for.
On this article, we’ll concentrate on American Specific, which fields among the greatest cobranded and proprietary rewards playing cards obtainable from any issuer.
Greatest American Specific welcome gives
Listed here are among the most popular Amex cards, with steerage on when it’s best to apply for every.
Simply word that we’re solely discussing publicly obtainable welcome gives. Some people might obtain focused gives with extra bonus factors or money again. Moreover, gives might change at any time, and among the gives talked about under is probably not obtainable at the moment.
Take into account that American Specific solely permits you to earn one bonus per lifetime on every of its playing cards, so be sure to attend for the perfect time to use.
| Card | Greatest welcome provide we have seen | When to use |
|---|---|---|
| The Platinum Card® from American Express | Earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | Over 100,000 factors |
| The Business Platinum Card® from American Express | Earn 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months. | Over 100,000 factors |
| American Express® Gold Card |
Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. |
Over 60,000 factors |
| American Express® Business Gold Card | Earn 130,000 bonus factors after spending $20,000 on purchases inside the first six months of card membership. | Over 90,000 factors |
| American Express® Green Card | Earn 60,000 bonus factors after spending $3,000 on purchases on the cardboard inside the first six months of card membership. Plus, earn 20% again on journey and transit purchases within the first six months, as much as $200 again. | Over 45,000 factors |
| Blue Cash Preferred® Card from American Express | Earn $350 money again (as an announcement credit score) after you spend $3,000 within the first six months of card membership. | Over $250 money again |
| Blue Cash Everyday® Card from American Express | Earn as much as $250 money again: Earn 20% again as an announcement credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, earn $100 again as an announcement credit score after spending $2,000 in purchases within the first six months of card membership. | Over $200 money again |
The knowledge for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
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CardMatch Software
It is also at all times a good suggestion to verify the CardMatch tool to see when you may be eligible for larger gives on particular playing cards, corresponding to The Platinum Card from American Specific or the American Specific Gold Card. These focused gives can change at any time, nonetheless, and never everybody can be focused for a similar gives.
The Platinum Card from American Specific
The Platinum Card from American Express has lengthy been probably the most well-liked premium playing cards available on the market, regardless of its steep $695 annual price (see rates and fees).
It gives a slew of luxury-skewing, value-added benefits that may save cardmembers cash on the whole lot from airline charges to resort stays. Enrollment is required for choose advantages; phrases apply.
Listed here are the gives we have now seen on the Amex Platinum:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| August 2023 – Current | Earn 80,000 bonus factors after spending $8,000 within the first six months of card membership. | $1,600 |
| November 2022 – August 2023 | Earn 80,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,600 |
| January 2022 – November 2022 | Earn 100,000 bonus factors after spending $6,000 within the first six months of card membership. | $2,000 |
*Valuations are based mostly on TPG’s Could 2025 valuations and usually are not from the issuer.
Highest welcome provide
When the Amex Platinum ran its highest-ever provide, candidates might earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, they might earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide (on as much as $25,000 in mixed purchases) within the first six months of card membership. This might result in a complete of 250,000 further factors.
When to use
Typically, intention to use for this card provided that you possibly can safe a welcome provide of 100,000 factors or extra, whether or not by a focused provide, the CardMatch instrument or a limited-time provide.
Be taught extra: Amex Platinum
The Enterprise Platinum Card from American Specific
The Business Platinum Card from American Express usually extends much more profitable welcome gives than its private counterpart and gives lots of the identical luxurious perks, although a few of its statement credits are centered on typical enterprise expenditures. Cardmembers pay the identical $695 annual price for the Enterprise Platinum as the buyer Platinum (see rates and fees).
Enrollment is required for choose advantages; phrases apply.
Listed here are the gives we have now seen on the Amex Enterprise Platinum:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| April 2025 – Current | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked straight with airways or by American Specific Journey® inside the first three months of card membership.
Both one or each of those gives may be earned. This provide ends June 30. |
As much as $3,500 |
| April 2024 – April 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. | $3,000 |
| December 2022 – April 2024 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
| October 2022 – December 2022 | TPG Unique Provide: Earn 150,000 bonus factors after spending $15,000 within the first three months of card membership. | $3,000 |
| October 2021 – October 2022 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
*Valuations are based mostly on TPG’s Could 2025 valuations and usually are not from the issuer.
Highest welcome provide
The very best welcome provide we have seen for the Amex Enterprise Platinum was 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months of card membership.
When to use
Any time this card’s welcome provide tops 100,000 factors, it is value contemplating. However when you get a proposal — whether or not focused or public — for 120,000 factors or extra, do not wait.
Be taught extra: Amex Business Platinum
American Specific Gold Card
The American Express Gold Card is a superb on a regular basis alternative for foodies because it earns 4 factors per greenback at restaurants worldwide on as much as $50,000 in purchases per calendar 12 months (then 1 level per greenback) and on as much as $25,000 in purchases per calendar 12 months at U.S. supermarkets (then 1 level per greenback). These are strong incomes charges for a card with a $325 annual price (see rates and fees).
It has additionally fielded some excellent welcome gives.
Listed here are the gives we have now seen on the Amex Gold:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| November 2024 – Current | Earn 60,000 bonus factors after spending $6,000 on eligible purchases inside the first six months of card membership. | $1,200 |
| July 2024 – November 2024 | Earn 60,000 bonus after spending $6,000 within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible purchases made at eating places worldwide inside the first six months of card membership, as much as $100 again. | As much as $1,300 |
| October 2023 – July 2024 | Earn 60,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,200 |
| June 2022 – October 2023 | Earn 60,000 bonus factors after spending $4,000 within the first six months of card membership. | $1,200 |
| June 2022 | Earn 100,000 bonus factors after spending $4,000 within the first six months of card membership. | $2,000 |
*Valuations are based mostly on TPG’s Could 2025 valuations and usually are not from the issuer.
Highest welcome provide
The most effective public welcome provide we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome provide for brand spanking new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted just a few days.
When to use
Contemplate making use of when the welcome provide is above 60,000 factors, and critically take into account hitting that “apply” button any time it tops 75,000 factors.
Be taught extra: Amex Gold
American Specific Enterprise Gold Card
The American Express Business Gold card is nice for small companies due to its strong earning structure. It racks up 4 factors per greenback in your high two eligible spending classes every billing cycle (on as much as $150,000 in purchases per calendar 12 months, then 1 level per greenback). Cardmembers might want to pay $375 annually to have this card (see rates and fees).
It has additionally offered some super welcome gives prior to now.
Welcome provide historical past
Since July 2024, the Amex Enterprise Gold has supplied an elevated welcome provide: Earn 100,000 bonus factors after spending $15,000 within the first three months of card membership.
That is the primary time the Amex Enterprise Gold has modified its public welcome provide since April 2021.
Highest welcome provide
This card beforehand supplied as much as 130,000 bonus factors after spending $20,000 on purchases inside the first six months of card membership, however not all candidates had been eligible.
When to use
In the event you see a proposal for this card with over 90,000 factors and a spending requirement that you simply and your small enterprise can simply meet, it is value making use of.
Be taught extra: Amex Business Gold
American Specific Inexperienced Card
The American Express Green Card gives a compelling providing within the mid-tier journey class. The Amex Inexperienced is a card that trendy vacationers ought to take into account. It earns 3 factors per greenback on journey, eating places and transit, in addition to as much as $199 every calendar 12 months as an announcement credit score for Clear Plus (which helps offset its $150 annual price).
Enrollment is required for the Clear Plus profit; phrases apply.
Welcome provide historical past
The Amex Inexperienced has solely supplied an elevated welcome provide as soon as prior to now a number of years, from Could 2023 to August 2023. This provide was the very best we have now seen on this card.
Since then, new Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Highest welcome provide
The very best provide we have seen on this card was 60,000 bonus factors after spending $3,000 on purchases in your new card inside the first six months of card membership. Plus, new cardmembers might earn 20% again on journey and transit purchases of their first six months of card membership for as much as $200 again.
When to use
In the event you see a proposal for this card for greater than 45,000 factors, it is value making use of.
Blue Money Most well-liked Card from American Specific
The Blue Cash Preferred is among the greatest cash-back playing cards presently obtainable, with excessive incomes charges on U.S. streaming subscriptions and U.S. supermarkets. (U.S. supermarkets are topic to a $6,000 spending cap per calendar 12 months) These incomes charges assist justify its $95 annual price ($0 introductory annual price for the primary 12 months; see rates and fees).
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as an announcement credit score or at Amazon checkout.
Listed here are the gives we have now seen on the Amex Blue Money Most well-liked:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| October 2022 – Current | Earn a $250 assertion credit score after spending $3,000 within the first six months of card membership. | $250 |
| June 2022 – October 2022 | Earn a $350 assertion credit score after spending $3,000 within the first six months of card membership. | $350 |
| September 2021 – June 2022 | Earn a $300 assertion credit score after spending $3,000 within the first six months of card membership. | $300 |
Highest welcome provide
This card’s welcome provide would not differ a lot, nevertheless it has supplied as much as $350 money again (as an announcement credit score) after spending $3,000 in purchases inside the first six months of card membership.
When to use
This card hasn’t supplied an elevated welcome bonus in just a few years, so it is probably not value ready for a better provide. That stated, we may even see one other provide for $300 or extra again sooner or later.
Be taught extra: Blue Cash Preferred
Blue Money On a regular basis Card from American Specific
Although its earnings aren’t as strong because the Blue Money Most well-liked, the Blue Cash Everyday nonetheless racks up money again at a gentle clip. This card’s decrease incomes charges are comprehensible, on condition that it lacks an annual price (see rates and fees).
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as an announcement credit score or at Amazon checkout.
Listed here are the gives we have now seen on the Amex Blue Money On a regular basis:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| January 2023 – Current | Earn $200 again as an announcement credit score after spending $2,000 within the first six months of card membership. | $200 |
| October 2022 – January 2023 | Earn 20% again as an announcement credit score once you use your new card to take a look at with PayPal at retailers within the first six months of card membership, as much as $150 again. Plus, earn $100 again as an announcement credit score after spending $2,000 within the first six months of card membership. | As much as $250 |
| September 2021 – October 2022 | Earn $200 again as an announcement credit score after spending $2,000 within the first three months of card membership. | $200 |
Highest welcome provide
With this card’s best-ever welcome provide, new cardmembers might earn as much as $250 money again: First, they might earn 20% again as an announcement credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, they might earn $100 again as an announcement credit score after spending $2,000 in purchases within the first six months of card membership.
When to use
Go for the best provide with a large amount of money again (at the least $200) and manageable spending ($2,000 or below).
Be taught extra: Blue Cash Everyday
Delta American Specific playing cards
American Specific is the only issuer of Delta’s cobranded client and enterprise playing cards. Amex’s Delta playing cards function elevated gives extra generally than most of their proprietary playing cards, so it is essential to know when it is the fitting time to use.
In the event you’re involved in one in all Amex’s Delta playing cards, try our guide on Delta’s cards’ offer history that will help you resolve when it is the perfect time to use.
Hilton American Specific playing cards
American Specific gives a variety of cobranded Hilton playing cards to go well with each traveler, from freshmen to hardcore Hilton loyalists. Like Amex’s Delta playing cards, the Hilton playing cards obtain elevated welcome gives extra regularly than the playing cards we have featured on this information.
In the event you’re involved in one in all Amex’s Hilton playing cards, we have now a information on when it is the perfect time to use, based mostly on the offer history of all the Hilton cards.
Marriott American Specific playing cards
Marriott’s portfolio of playing cards may be tougher to trace, since they’ve playing cards issued by Chase and American Specific. American Specific and Chase do not essentially put elevated gives on their Marriott playing cards on the identical time. Plus, each issuers have their very own utility guidelines and restrictions.
In the event you’re involved in one in all Amex’s Marriott playing cards, we have a guide on the entire Marriott cards’ offer histories that will help you know when it is the fitting time to use.
Backside line
Take note of the welcome gives of any journey rewards playing cards it’s possible you’ll be involved in, as gives can change regularly. Making use of on the unsuitable time might imply lacking out on 1000’s of bonus factors or tons of of {dollars} in money again.
Earlier than making use of for any new card, have a look at the vary of its earlier welcome gives. Then, when a proposal hits the upper finish of that vary, you possibly can really feel certain you are getting a fantastic deal and making the fitting alternative to your rewards technique.
To study extra about bank card bonus gives over time, see the next:
For charges and charges of the Amex Platinum, click on here.
For charges and charges of the Amex Enterprise Platinum, click on here.
For charges and charges of the Amex Gold, click on here.
For charges and charges of the Amex Enterprise Gold, click on here.
For charges and charges of the Blue Money Most well-liked, click on here.
For charges and charges of the Blue Money On a regular basis, click on here.